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With 18 years of combined experience and over 300 transactions completed,
our expertise continues to grow

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Avoid Underselling:
Get Your HDB Valuation Today

Proven track record

Real Testimonials


Finding your Dream Home: Let Us Help Your Upgrade a Reality!

Upgrade from 3room to 4 room. Fully Paid plus Attractive Cash Proceeds

Buying and Selling... No More Headaches! 实现梦想,换新家!!

An Exciting moment captured when we presented a New Record Price for their unit!

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Want sell higher than others?
It’s possible, let’s discuss!

What We Offer

  • Comprehensive Valuation Reports + Informed Pricing Decisions: Get an accurate understanding of your home's worth and set a strategic price to attract serious buyers.

  • Real-Time Transacted Prices + Strategic Advantage: Know what comparable homes are selling for and gain leverage in negotiations.

  • Years of Experience + Maximized Sale Price: Our proven track record helps you achieve the highest possible price for your home.

  • In-depth Market Knowledge + Meeting Your Target: We understand the local market dynamics to help you reach your specific financial goals.

  • Personalized Guidance + Confidence and Support: We offer expert advice and support throughout the process, giving you peace of mind during your sale.

Get the Data,  Get the Strategy – Start Your Successful Sale Today. Contact us Now !!

Awards and Accolades

Setting the Right Price to Sell Your Property Faster and Higher

At Jack & Joanne Realtors, we understand that selling your property for the best possible price is a top priority. We achieve this by using a data-driven approach to determine the optimal listing price for your unique property. This ensures a faster sale with minimal time on the market.

How We Arrive at the Perfect Listing Price

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Our comprehensive pricing strategy incorporates three key data points to achieve an accurate valuation of your property:

  1. Transacted Prices: We analyze recent sales data (成交价格) in your neighborhood to identify the closing prices similar properties have achieved. This provides a benchmark for your property's potential selling price.

  2. Market Asking Prices: We consider the asking prices (市场售价) of comparable properties currently listed for sale in your area. This allows us to understand the current market sentiment and buyer expectations.

  3. Unsold Unit Prices: We identify properties with asking prices exceeding fair market value (超出市场价值) . These overpriced listings tend to linger on the market without attracting serious offers. By avoiding this pitfall, we set your property up for success.

Marketing Your Property for Maximum Exposure

Once we've established the optimal listing price, we leverage our extensive marketing expertise to showcase your property to a wide audience of potential buyers. Our marketing strategy encompasses the following key elements:

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  1. Property Portals: We list your property on all major property portals, including PropertyGuru,, and SRX. These platforms are visited by thousands of potential buyers daily, increasing your property’s visibility.

  2. Online Marketing: We leverage online marketing tools and social media platforms like Facebook to reach a broader audience. Our targeted advertising campaigns are designed to attract serious buyers quickly.

Our comprehensive marketing approach ensures that your property reaches the right audience, helping you achieve a quick and successful sale.

Contact us now to learn more about our effective property marketing strategies.

By incorporating these SEO keywords—property pricing strategy, transacted price, market asking price, unsold unit’s price, property marketing, PropertyGuru,, SRX, Facebook marketing, sell property faster—we enhance our online visibility, helping you find the right buyer quickly and efficiently.

We look forward to helping you achieve your real estate goals!

FREE no-obligation consultation

𝐴𝑛𝑜𝑡ℎ𝑒𝑟 𝑟𝑒𝑐𝑜𝑟𝑑-𝑏𝑟𝑒𝑎𝑘𝑖𝑛𝑔 𝑡𝑟𝑎𝑛𝑠𝑎𝑐𝑡𝑖𝑜𝑛! 𝐶𝑜𝑛𝑔𝑟𝑎𝑡𝑠 𝑜𝑢𝑟 𝑠𝑎𝑡𝑖𝑠𝑓𝑖𝑒𝑑 𝑠𝑒𝑙𝑙𝑒𝑟; 𝑀𝑟 𝐿𝑖𝑚.


𝐶𝑜𝑛𝑡𝑎𝑐𝑡 𝑢𝑠 𝑖𝑓 𝑦𝑜𝑢 𝑝𝑙𝑎𝑛 𝑡𝑜 𝑠𝑒𝑙𝑙 𝑦𝑜𝑢𝑟 𝑝𝑟𝑜𝑝𝑒𝑟𝑡𝑦. 𝑊𝑒 𝑎𝑟𝑒 𝑟𝑒𝑎𝑑𝑦 𝑡𝑜 ℎ𝑒𝑙𝑝 𝑦𝑜𝑢 𝑚𝑎𝑘𝑒 𝑡ℎ𝑒 𝑚𝑜𝑠𝑡 𝑜𝑓 𝑦𝑜𝑢𝑟 𝑎𝑠𝑠𝑒𝑡𝑠 𝑤ℎ𝑖𝑙𝑒 𝑎𝑣𝑜𝑖𝑑𝑖𝑛𝑔 𝑐𝑜𝑚𝑚𝑜𝑛 𝑝𝑖𝑡𝑓𝑎𝑙𝑙𝑠 𝑡ℎ𝑎𝑡 𝑚𝑎𝑦 𝑑𝑒𝑠𝑡𝑟𝑜𝑦 𝑡ℎ𝑒 𝑣𝑎𝑙𝑢𝑒 𝑜𝑓 𝑦𝑜𝑢𝑟 𝑝𝑟𝑜𝑝𝑒𝑟𝑡𝑦.


𝐺𝑖𝑣𝑒 𝑢𝑠 𝑎 𝑐𝑎𝑙𝑙 𝑡𝑜𝑑𝑎𝑦!

  • What is HDB Valuation?
    What is an HDB valuation? It's the official assessment of how much your HDB flat is worth in the current market. An HDB-appointed valuer determines this value, not you or the buyer. It's required if the buyer uses CPF funds or takes a housing loan (from HDB or a bank). Why it Matters: Limits how much CPF the buyer can use. Sets the maximum loan amount the buyer can get. Impacts Cash-Over-Valuation (COV) if your selling price is higher than the valuation.
  • Can I get the official HDB valuation before I agree on a price with the buyer?
    No, you can't get the official HDB valuation before setting a price with the buyer. Here's how it works: You negotiate and agree on a price with a potential buyer. The buyer gets an Option to Purchase (OTP), paying a deposit. Only then can the buyer request the official valuation from HDB. This system makes sure prices stay realistic and prevents sellers from asking for too much without a serious buyer. But, a good agent can help you sell your home for the best possible price! We can advise you on a competitive price, and negotiate effectively with buyers.
  • How do HDB valuers determine the valuation amount?
    HDB valuers figure out the value of your flat by looking at these things: Recent Sales: They check how much similar flats in your area sold for recently. This includes flats that are the same size, on the same floor, and in similar condition to yours. This is the most important factor. Your Flat's Features: They'll consider how many years are left on the lease, its condition, and if you've done any renovations. The Market: If lots of people want to buy flats in your area, the valuation might be a bit higher. Important: Sometimes, HDB might not send a valuer to your flat. They may decide the value based mostly on recent sales data. Remember, the valuation is like a fair price tag - it might not be the exact same as what you or the buyer have in mind.
  • What is HDB Contra ?
    HDB Contra, also known as the HDB Contra Facility or Enhanced Contra Facility (ECF), is a scheme by the Housing & Development Board (HDB) in Singapore to help you streamline the process of selling your existing HDB flat and buying a new one. There are actually two types of Contra facilities depending on whether you're buying a new flat directly from HDB or a resale flat: HDB Contra Facility: This is for those who are buying a new HDB flat directly from HDB. Enhanced Contra Facility (ECF): This is for those who are buying a resale HDB flat. Here's how both types work in general: Sell and Buy Simultaneously: You can sell your existing HDB flat and purchase a new one at the same time. The sales proceeds and refunded CPF monies from your existing flat can be used to offset the purchase price of the new flat. Reduced Cash Outlay: This significantly reduces the amount of cash you need to fork out for the downpayment and other upfront costs of the new flat. Lower Mortgage Amount: With the sales proceeds used to offset the purchase price, you might also qualify for a lower HDB loan amount, reducing your monthly repayments.
  • Can Permanent Residents (PRs) buy HDB resale flats?
    Yes, PRs are eligible to buy resale flats, subject to certain conditions. 1) Your PR status must exceed 3 years (you and your spouse) 2). Must not own any private property in Singapore or overseas
  • What is HDB temporary extension of stay?
    A temporary extension of stay for HDB resale flats is a private agreement between the seller (you) and the buyer that allows you to stay in the flat for up to 3 months after the official completion of the resale. There are some key things to keep in mind: Maximum Duration: The absolute maximum extension is 3 months. HDB will not approve any extensions beyond that period. Buyer Costs: Even though you'll be staying in the flat, the buyer will be the legal owner from the completion date. This means they will be responsible for costs like the monthly loan instalments, service and conservancy charges (S&CC), and property tax. As the seller, you may choose to compensate the buyer for these costs during the extension period. Seller Eligibility: You are only eligible for a temporary extension of stay if you have already purchased (or are in the process of purchasing) another completed property in Singapore. Application Process: The extension of stay is a separate agreement from the resale itself. You can apply for it through the HDB resale portal after the completion of the resale. There is a $20 administrative fee for buyers to process the extension. Private Agreement: The terms of the extension, including any compensation you will pay the buyer, are entirely up to you to negotiate. HDB will not get involved in any disputes arising from the agreement.
  • What is the Resale Levy for second-time BTO flat buyers?
    Second-time buyers (direct from HDB only. BTO or EC) may need to pay a resale levy, which depends on the type of flat they previously owned. 2-room flat: S$15,000 3-room flat: S$30,000 4-room flat: S$40,000 5-room flat: S$45,000 Executive flat: S$50,000 EC: S$55,000 Note that the above rates have applied since 3rd March 2006.
  • How is the HDB's resale price determined?
    The HDB resale price is negotiated between the buyer and seller. It's recommended to get a estimated valuation from your estate agent.
  • Can I use CPF for the resale flat purchase HDB?
    Yes, CPF can be used, but there are limits and restrictions. For example, only monies in your CPA OA.
  • What are the eligibility criteria for selling my HDB flat?
    Typically, you need to have met the Minimum Occupation Period (MOP) and fulfilled other HDB eligibility conditions. We'll guide you through the process.
  • Can I sell my HDB flat before the MOP is completed?
    In general, you need to fulfill the MOP, which is usually 5 years. Certain exceptions exist, such as cases of divorce or death.
  • Are there any restrictions on who can buy my HDB flat?
    Buyers must meet HDB eligibility criteria, such as citizenship and family nucleus requirements. We ensure potential buyers are qualified.
  • Can I use the proceeds from selling my HDB flat to buy a private property?
    Yes, you can use the sales proceeds, but there are rules and restrictions. We can guide you on the best way to navigate this process.
  • What is the typical process of selling an HDB flat?
    The process involves valuation, engaging a real estate agent, finding a buyer, completing necessary paperwork, and finalizing the sale through HDB.
  • How can I upgrade from my current HDB flat to a larger one?
    We can help you explore options such as the HDB resale market or applying for EC , depending on your preferences and eligibility.
  • How can I enhance the market appeal of my HDB flat before selling?
    Simple upgrades, decluttering, and proper staging can significantly improve the visual appeal. We provide guidance on cost-effective improvements.
  • What should I consider when choosing a real estate agent to sell my HDB flat?
    Look for experience in handling HDB transactions, a proven track record, and effective marketing strategies. We pride ourselves on our expertise in this area.
  • Can I sell my HDB flat if I have an outstanding housing loan?
    Yes, you can sell your HDB flat with an outstanding housing loan. The loan will be repaid using the sales proceeds, and any surplus can be used as you see fit.
  • One Tip to Sell Your HDB Flat Fast:
    Declutter, clean & stage! Fix minor issues. Brighten up with paint & lights. Price right & use great photos. Market online and consider a property agent for expert help.
  • How will the HDB selling process work?
    The process involves listing your flat, conducting viewings, negotiating offers, handling paperwork, and finally, closing the sale. I'll guide you through each step.
  • Can you help me with the paperwork and negotiations?
    Yes, paperwork for HDB transactions can be complex. We will handle all the legal documents and ensure everything is in order. We will also negotiate on your behalf to get you the best possible price.

Ready to Sell Your HDB or Condo?
Contact Us Now for Expert Guidance.

  • We  will contact you within 24 hours to discuss your selling goals.

  • You'll receive a free, no-obligation HDB valuation report / Or 3 Bank Valuation for Private Propety.

  • We will answer any questions you have about the HDB or Private selling process.

  • We Will develop a personalized selling plan to get you the best possible price for your HDB flat / Private Property.

contact form march 2024

PropNex Realty
480 Lorong 6 Toa Payoh HDB HUB East Wing #10-01 Singapore 310480


M : 8383 6063 
CEA Licence No.R024161C

M : 9336 6620 
CEA Licence No.R056733J

-Jack & JoanneProperty Realtors.  Professional Real Estate Agent - Property Agent - HDB - HDB updarding - condo- condo upgrade- HDB Valuation - Condo Valuation - - - -  -

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